5 Questions to Ask Before Buying a Lake Home

by Eric Stegall

5 Questions to Ask Before Buying a Lake Home

Thinking about buying a lake home? Whether you're searching for a vacation getaway, retirement retreat, or full-time residence on Lake Keowee, the dream of lakefront living is exciting—but it also comes with unique considerations.

Before you make a move, here are five essential questions to ask to ensure you’re making the right decision.

1. Is the Property Truly Waterfront or Just Water-Access?

Not all “lake homes” are created equal. Some are directly on the water with private docks, while others may only offer distant views or shared community access. Be sure to:

Clarify whether you’ll have private lake access.
Understand dock permitting rules (especially important around Lake Keowee).
Ask if the shoreline is usable for swimming, fishing, or boating.

✅ Pro tip: Lake Keowee has both deepwater and shallow coves—each offering a different lifestyle.

2. What Are the Local Regulations and HOA Rules?

Lake communities often come with specific rules about boat size, noise, short-term rentals, and even exterior home finishes. Ask:

Are short-term rentals allowed (like Airbnb)?
What HOA fees and covenants exist?
Can you build a dock, seawall, or add-on?

✅ Knowing the rules helps you avoid future surprises—and protects your investment.

3. What Are the Seasonal and Maintenance Considerations?

Lake homes require ongoing upkeep. From weather exposure to shoreline erosion, you’ll want to ask:

How old is the roof, dock, and HVAC system?
Is the home on public water/sewer or septic?
What maintenance is needed in winter or storm seasons?

✅ Working with a local agent ensures you’re aware of hidden maintenance costs unique to lake living.

4. Is the Location Right for Your Lifestyle?

Every part of Lake Keowee offers something different—quiet coves, golf communities, or proximity to Clemson. Ask yourself:

Do I want to be close to restaurants, shopping, or medical services?
How far is the drive to Clemson or Greenville?
What’s the vibe of the community—family-friendly, quiet, or active?

✅ You’re not just buying a home—you’re buying a lifestyle.

5. Who’s Representing Your Interests?

Lake properties are complex. Don’t rely solely on the listing agent. Work with someone who:

Specializes in Lake Keowee real estate.
Understands dock permits, waterfront zoning, and resale value.
Can connect you with trusted inspectors, lenders, and contractors.

✅ As a Lake Keowee real estate expert, I help buyers avoid costly mistakes and make confident decisions.

Ready to Find Your Dream Lake Home?

Whether you're just starting your search or ready to schedule showings, I’m here to guide you through every step. Let’s find the right lakefront property for your lifestyle and budget—and make sure you're asking all the right questions.

📞 Call or Text: [864-903-5719]
🌐 Visit: www.LakeKeoweeRealEstatePro.com
📲 Instagram: @lakekeoweerealestatepro